I hope you and your family have a Happy, Healthy and Prosperous New Year! Remember that the tax credits for First Time Buyers and current homeowners require that you be under contract by April 30th and settle by June 30th. There should be an increase in listings after the first of the year as current homeowners put their home on the market in an attempt to get the tax credit. Most of these will be condos and townhouses that owners want to sell in order to move up to a single family home.